INSURANCE AND PREVENTION

The risks

We are a “Society of risk”.  This is how German sociologist, Ulrich Beck, defined the living conditions of Western countries back in late 1980s. Since then, the complexity of the world has only increased immensely, with the costs of unpredictability deriving from this condition of uncertainty. Taking out insurance policies is an equally natural response to this sense of insecurity based on the perceptions of the world which surrounds us. However, risk is not uniform. The inability to easily measure such risk can be seen as one considers the interactions of each individual with a multitude of social and institutional actors in a variety of ways that can represent ever higher levels of risk: indeed, the difficulty of risk prediction is augmented by the complications of reading applicable contractual clauses and taking into consideration ongoing regulatory changes which impact them.

In short, risk generates additional risk, in a maze that tends to become a labyrinth with no way out. Fortunately, there are those who know how to successfully navigate such difficulties, who know how to map out the complexities with its entrance ways and escape routes, and who know how to master the dense language of forms, apostilles and codes.

The Law Firm of Cascio & Ferraro has obtained extensive experience in the fields of advising on retirement funds, life insurance policies, other insurance policies guaranteeing against damages and termination of severance compensation arrangements in their various forms. As legal advisors, the Firm assists some of the most important players in the Italian insurance market and is constantly increasing its expertise in this area. Our detailed knowledge obtained in this field is a real resource, both for the contacting phase, as well as for the management of conflicts that may eventually arise between the contracting parties.